When bills pile up and money is tight, many people start to wonder how bankruptcy works and how to get help. But the right time to ask these questions is long before things get desperate.
Money struggles happen to everyone at some point in life. For people who have an on-call "family lawyer" or participate in a legal plan, it's easy to find answers to questions about bankruptcy without adding to your debt.
For others, it's not quite so easy, though there's a lot of information available online. Knowing some basics about bankruptcy, and what the process entails, is a good place to start.